RETIREMENT
GEMMA SURVEYS
- The ĠEMMA Survey on Pensions – May 2021
- The ĠEMMA Pulse Survey on Household Money Management Yearly review
- Over 60 Year Olds and Financial Literacy – Malta: A Review of and Observation on the Findings of the OECD / INFE Financial Literacy Survey on Malta – 2018
- The ĠEMMA Survey on Scams and Fraud – February 2021
- ĠEMMA Pulse Survey on Household Management – January 2021
- The ĠEMMA Pulse Survey on Household Money Management – November 2020
- ĠEMMA Personal Financial Capability Survey 2 – September 2020
- ĠEMMA Personal Financial Capability Survey 1 – May 2020
- OECD/INFE 2020 International Survey of Adult Financial Literacy
SCAMS & FRAUDS
- Windows 10 Machine Security Guidebook
- Little Black Book of Scams & Frauds – Part 1
- Little Black Book of Scams & Frauds – Part 2
- Il-Ktieb iż-Żgħir l-Iswed dwar l-Iscams u l-Frodi – L-Ewwel Parti
- Il-Ktieb iż-Żgħir l-Iswed dwar l-Iscams u l-Frodi – it-Tieni Parti
- Little Black Book on Scams and Fraud – Number 3 – March 2021
- Little Black Book on Scams and Fraud – Number 4 – March 2021
- Easy Steps to Protect Yourself Against Scams and Fraud: Securing your Windows 10 Machine – February 2021
- Easy Steps to Protect Yourself Against Scams and Fraud: Securing your Mac – February 2021
- Easy Steps to Protect Yourself Against Scams and Fraud: Securing your Android Phone -February 2021
- Presentation to HSBC on Scams and Fraud – November 2020
- Little Black Book of Scams & Frauds – Part 5
STRATEGY REVIEWS
- 2020 Pensions Strategic Review Document
- National Strategy for Retirement and Financial Capability in English
- National Strategy for Retirement and Financial Capability in Maltese
- Draft National Strategy for Retirement
- Draft National Strategy for Retirement Income and Financial Literacy in Maltese
- Presentation on the 2020 Pensions Strategic Review – February 2020
MONEY MANAGEMENT
- Over 60 Year Olds and Financial Literacy – Malta: A Review of and Observation on the Findings of the OECD / INFE Financial Literacy Survey on Malta – 2018
- Presentation on Women and Pensions – March 2021
- Student? Start good money habits, now!
- The Provision of Financial Education in Malta
- Self Employed eBook GEMMA
- Family Business and National Insurance
- Unemployed and with a Bank Loan
- Low Income Money Management
- Sibt ruħek bla xogħol u għandek Loan?
- Taħdem fin-negozju tal-familja? Il-bolla hija mod ta’ kif tassigura l-pensjoni tiegħek.
- Taħdem għal rasek? Kun żgur li l-kontribuzzjoni tas-sigurtà soċjali tiegħek tħallasha kollha.
- Kif tieħu ħsieb flusek jekk id-dħul tal-famila huwa baxx
- Handbook of how to go Self-Employed in Malta
GEMMA RESEARCH / REPORTS / STUDIES
- Widows Financial Capability Research – January 2021
- Pre-campaign Focus Group Report – Post Secondary Students
- Post-campaign Focus Group Report – Post Secondary Students
- Pre-campaign Focus Group Report – Unemployed
- Post-campaign Focus Group Report – Unemployed
- Pre-campaign Teenagers Report
- Post-campaign Teenagers Report
- Post-campaign Focus Group Report – Low Income
- Financial Literacy in Malta – A study on the awareness, knowledge, skill and behaviour
- Short Presentation on the Retirement and Financial Capability Group.ppt
GEMMA RESEARCH CAMPAIGNS
- Pre-campaign report persons in first-time employment
- First-time Employed Report Post-campaign
- Pre Campaign Focus Group Report – Low Income
- Post-campaign Focus Group Report – Low Income
- Pre Campaign Focus Group Report – Post Secondary Students
- Post-campaign Focus Group Report – Post Secondary Students
- Pre-Campaign Focus Group Report – Unemployed
- Post-campaign Focus Group Report – Unemployed
- Pre-campaign report persons with disability
- Post-campaign Report Persons with Disability
- Pre-campaign report family businesses
- Post-campaign Report Persons working in Family Businesses
- Pre Campaign Focus Group Report – Teenagers
- Post-campaign Teenagers Report
- Tertiary education students Pre-campaign Report
- Post-campaign Tertiary Education Students Report
- Self-employed Pre-campaign Report
- Post-campaign Self-Employed Report
2015 PENSIONS STRATEGY GROUP
- Supplementary Paper No 5 – Home Equity – 2015
- Supplementary Paper No 4 – Automatic Enrolemt 2015
- Supplementary Paper No 3 – Supporting Retirement Saving – 2015
- Supplementary Paper No 2 – Pension Design 2015
- Supplementary Paper No 1-Review of Demographic and Labour Market Landscape – 2015
- Supplementary Paper No 6 – Pension Income Analysis – 2015
- Appendices to the Report
- Pensions Abridged Report
- Pensions Report
- Supplementary Papers
2010 PENSIONS WORKING GROUP
- 2009 AWG Pension Projections for Malta – Comparative Exercise
- Consultation Pensions March 2011
- Economic Implications Pensions March 2011
- Final Report Strategic Review – Outcome of the Consultation Process – 2011
- Malta Pensions Final 2012 Executive Summary Final
- Malta Pensions Strategic Review 2010
- Explaining the 2010 Pension Working Group report and Recommendations – Pension Handbook QA
- Pensions and the Youth
- Pensions Review of Feedback
- Analysis Feedback Received – Supplement Paper 1-10
- The Public Perception of the Pensions System – Supplement Paper 2-10
- Discussion on Principles of a Mandatory Second Pension Pillar- Supplement Paper 3-10
- Use of Property during Retirement Supplement-Paper 4-10
- Pensions in Malta: Actuarial Analysis and Options for a Second Generation Reform -Supplement Paper 5 – 10
- Review of Position Submitted by Pensioners’ Representatives with Regards to Anomalies in the Social Security Act-Supplement Paper 6-10
INTRODUCED BETWEEN 2004 AND 2010 STRATEGIC REVIEW
2004 PENSIONS WORKING GROUP
- Economic Impact Assessment – 2004 Pension Working Group
- 65 Years Retirement Age Impact on Manual Workers and other Demanding Jobs-Supplementary Paper-No 02(b)- to the Final Report of the Pensions Working Group
- Actuarial study of key recommendations made in the November 2004 Pensions White Paper-Hewitt Bacon and Woodrow
- Accured to Date Pension Liabilities: Malta 2006-2007: ADL Presentation
- Analysis of Formal Feedback Received- Supplementary Paper-No1- to the Final Report of the Pensions Working Group.doc
- Article 18 of the EU Pensions Directive Appendix 2 to Supplementary Paper 06
- International Network of Pensions Regulators and Supervisors (“INPRS”) Principles regarding Regulation of Investment Restrictions – Apendix 3 to Supplementary paper 06
- The Local Capital Market – Appendix 4 to Supplementary Paper 06
- Brief Overview of the Special Funds (Regulations) Act, 2002 and supporting Directives and Legal Notices – Appendix 5 to Supplementary Paper 06
- Investment Restrictions under the Special Funds (Regulation) Act 2001 -Appendix 6 to Supplementary paper 06
- Chart re Property Prices in Malta from the Structure Plan for the Maltese Islands-Housing
- Topic Paper February 2004 – Appendix 7 to Supplementary paper 06
- Determining Adequacy Supplementary Paper “Pensions – Adequate and Sustainable”
- Final Report July-2005
- Incentivising Female Participation in the Work Force to ensure a Sustainable Pension System-Supplementary Paper-No3 to the Final Report of the Pensions Working Group
- Observations on “The Modernisation of the Pensions Framework Securing Sustainable Adequacy” (Malta, Draft 4.0, 24 August 2004)
- Lifelong Learning Measures Promoting Sustainable Pensions Systems
- Malta Pensions Incentivising Females Market
- Investment Principles for Occupational Retirement Schemes Supplementary Paper to the Final Report of the Pensions Working Group
- Pensions Frequency Tables
- Stħarriġ dwar il-Pensjonijiet – NSO
- Perceptions on retirement and-pensions NSO-2005
- The Modernisation of the Pensions Framework: Securing Sustainable Adequacy: Pensions to Cabinet
- Press Statement Pensions Reform A Status Quo Scenario is Not an Option
- Retirement-Pensions Survey NSO-2005
- Second Pillar Schemes – Defined Benefit Schemes, Defined Contribution Schemes or Hybrid Schemes- Supplementary Paper-No5 to the Final Report of the Pensions Working Group
- Social Impact Assessment – White Paper “Pensions – Adequate and Sustainable”
- Investment Principles for Occupational Retirement Schemes – Supplementary paper 06
- Use of Property for Retirement- Supplementary Paper No4 to the Final Report of the Pensions Working Group.doc
- White Paper Malti 20-11-2004
- White Paper 2004
- White Paper 2004-Appendices