Financial Terms & Education
Understanding Interest: A Simple Guide and How It Affects Saving vs. Borrowing
Interest is simply the extra money you earn or pay when you borrow or lend money. It is usually a percentage of the amount involved.
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Financial Terms & Education
Back to School – Do we really need to buy it all again?
The start of a new school year always comes with a long list of things to buy. With two children, one starting Year 3 and
Planning & Budgeting
Emergency Funds: Your Financial Safety Net for the Unexpected
Life is unpredictable, and there is never really a “good time” for unexpected expenses to arise. Sudden financial costs can occur at any moment, often
Financial Terms & Education
Savings Account
The primary aim of savings is to create financial stability as well as prepare for future financial needs and planned expenses. Savings allow individuals to
Gemma Activities
Malta strengthens financial resilience with new Strategy and Debt Advice Service
The Ministry for Social Policy and the Family has launched the public consultation on the National Financial Capability Strategy 2026–2031 and Malta’s new Debt Advice
Financial Terms & Education
Pay Yourself First
“Pay yourself first” is a simple yet effective financial principle that encourages individuals to prioritise saving money before spending it on non-essential items. One of
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