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Gemma - Know, Plan, Act.


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      • Number Contributions You must Pay to Qualify for a Full Pension
        • Your Pension if you are an Employee according to Year of Birth
          • Born Between 1952 & 1955 and Worked as an Employee (no service pension), Self-Occupied, Self-Employed
          • Born Between 1956 & 1958 and Worked as an Employee (no service pension), Self-Occupied, Self-Employed
          • Born Between 1959 & 1961 and Worked as an Employee (no service pension), Self-Occupied, Self-Employed
          • Born Between 1959 & 1961 and Working as an Employee (no service pension)
          • Born Between 1962 & 1968 and Worked as an Employee (no service pension), Self-Occupied, Self-Employed
          • Born During and After 1969 and Worked as an Employee, Self-Occupied, Self-Employed
          • Born on and Before 1951 and Worked as an Employee (no service pension), Self-Occupied, Self-Employed
        • Assessment of Benefit Claims and the new Pensions Reform
        • Finding out what your Pension Income is on Retirement
        • How your Pension is Calculated
      • Maltese People Working Abroad and Third Country Nationals Working In Malta
        • Maltese people paying social security contributions in Malta while working abroad
        • What are my Social Security Pension Rights as a Third Country National Citizen Working in Malta
      • BREXIT and Social Security Provisions until 31.12.2020
      • Gaps in your pension contributions
        • How you can fill gaps in your pension contributions
        • Right to credits for the calculation of your pension income
        • Child credits for child rearing
        • Study Credits
      • How you can boost your pension income if you work beyond 61 years
        • The Pensions % Increase Measure
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Search:
  • Retirement
    • Saving for Your Retirement
      • Today’s Planning for Tomorrow’s Well Being
        • Plan Your Retirement Date, When?
      • Understanding Retirement
        • Why is planning for your retirement difficult?
        • Understanding Key Factors that may Impact your Retirement: Compounding Your Rate of Return on Your Pension Savings (2)
        • Understanding Key Factors that may Impact your Retirement: Inflation (1)
      • Building Your Retirement Nest Egg
        • What Factors should I consider before I decide to Invest in a Personal Pension Plan?
        • Retirement Calculator – Planning Financially
      • What are Private Pension Retirement Products?
        • Buying Private Pension Retirement Products
        • Obligations of your Private Pension Retirement Product’s Provider
        • Managing Risk in a Private Pension Retirement Product
        • Going for a Personal Pension Plan: What You Should Look for in a Personal Pension Plan
    • Your Social Security Pension
      • What is the Social Security contribution scheme?
        • Social Security Contributions
        • Contributory Benefits
        • The Contributory Retirement Pension
        • Widows / Survivors Pensions
        • Invalidity Pension
        • Retirement Pension? Age Pension? Service Pension? Second Pension? Third Pension? Let us define
        • “Self-Employed” as defined in the Social Security Act
        • Pension payment dates for 2021
        • The Guaranteed National Minimum Level ( GNML) of Pension
        • The Cost of Living Allowance: How it affects your income and your pension rate.
      • Number Contributions You must Pay to Qualify for a Full Pension
        • Your Pension if you are an Employee according to Year of Birth
          • Born Between 1952 & 1955 and Worked as an Employee (no service pension), Self-Occupied, Self-Employed
          • Born Between 1956 & 1958 and Worked as an Employee (no service pension), Self-Occupied, Self-Employed
          • Born Between 1959 & 1961 and Worked as an Employee (no service pension), Self-Occupied, Self-Employed
          • Born Between 1959 & 1961 and Working as an Employee (no service pension)
          • Born Between 1962 & 1968 and Worked as an Employee (no service pension), Self-Occupied, Self-Employed
          • Born During and After 1969 and Worked as an Employee, Self-Occupied, Self-Employed
          • Born on and Before 1951 and Worked as an Employee (no service pension), Self-Occupied, Self-Employed
        • Assessment of Benefit Claims and the new Pensions Reform
        • Finding out what your Pension Income is on Retirement
        • How your Pension is Calculated
      • Maltese People Working Abroad and Third Country Nationals Working In Malta
        • Maltese people paying social security contributions in Malta while working abroad
        • What are my Social Security Pension Rights as a Third Country National Citizen Working in Malta
      • BREXIT and Social Security Provisions until 31.12.2020
      • Gaps in your pension contributions
        • How you can fill gaps in your pension contributions
        • Right to credits for the calculation of your pension income
        • Child credits for child rearing
        • Study Credits
      • How you can boost your pension income if you work beyond 61 years
        • The Pensions % Increase Measure
        • Employment beyond Pension age – Age 65
      • Grants and Bonuses
        • Senior Citizen Grant
        • Deficiency Contributory Bonus
        • Government Bonuses
    • Got a question? Click Here
  • Managing your money
  • Investment
  • Videos
  • Resources
    • Competitions
    • ebooks
    • ĠEMMA Activities
    • Featured Content
    • Fun
    • Infographics
    • Posters & Artwork
    • Radio Clips
    • Reference Sites
    • Teachers & Parents
    • Tools
    • Webinars
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  • English

Daily Archives: December 8, 2017

Spending money wisely – continued – More useful hints and tips

FamilyBy AdminDecember 8, 2017

As explained in our previous communication, budgeting and spending is sometimes overlooked, especially during the Christmas Season. At the same time, if you have never budgeted your spending, money management is a skill learnt over time and it cannot be mastered from one day to another, though simple steps and simple online research will get…

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