We’re excited to introduce the Debt Management Section on our website. Our comprehensive Debt Management Section is your destination for practical information on effective debt management. Discover budgeting tips and advice on debt management through these articles that will greatly help your day-to-day debt management. Understanding and managing debt is key to achieving financial well-being.…
This multiple-choice online quiz features seven engaging questions covering essential topics like pensions, budgeting, and saving. Achieve the perfect score and you’ll earn a chance to enter our exciting competition, where you could win €100 worth of One4All Gift Vouchers! To participate, visit this page https://docs.google.com/…/1FAIpQLScbu2T29V6GOZ…/viewform Each participant can participate in the quiz only once…
Malta, like many other countries is facing challenges due to its aging population and this is increasing the burden on the state pension system. Starting a private pension plan is becoming increasingly important to secure an adequate standard of living after retirement. Private pension plans might offer tax rebates and financial security without affecting the…
The November edition of the Ġemma newsletter is now online. We encourage you to click on the image below to read the latest edition.
Do you have a start-up, are you self-employed or self-occupied, an entrepreneur starting on your own business or someone thinking of becoming self-employed? ĠEMMA, the Malta Tax and Customs Administration, HSBC Malta Foundation and EY have all teamed up to offer you a free, online Business Masterclass composed of an number of interesting and very…
Some shots from our recent session at the Marsascala Day Centre. Today, we discussed the importance of being always vigilant to detect scams and fraud. We are receiving many enquiries from participants for these sessions and others aimed at different age groups. We look forward to carry out more money management talks in other localities.…
What is a loan? A loan is an arrangement under which a lender allows another party the use of funds in exchange for an interest payment and the return of the funds at the end of the lending arrangement. Generally when we speak about a loan we are referring to a sum of money that…
Malta, like several other nations, is facing challenges posed by an aging population. As the proportion of elderly citizens continues to rise, the burden on the state pension system has increased significantly. At the same time, the low pension income may fall short of providing retirees with a comfortable standard of living. This combination of…
This year’s edition of Skolasajf organised by the Foundation for Educational Services was “Peace by Piece”. The theme encourages people to do their part, no matter how small, as everyone’s contribution will impact our overall well-being. The collaboration of ĠEMMA and HSBC Malta Foundation aimed at teaching the children to become more aware of the…
The first thing to tackle is… What is a budget? Why is it important? It is a plan for managing your money and helps you plan for the future. Want to make the most of your money Don’t know where your money is going Don’t save money regularly Have problems paying your bills or debts…
