Dar Kenn Għal Saħħtek recently hosted a series of engaging financial capability sessions offered by Ġemma. Two groups participated, with a total of 13 attendees of varying ages. The first session focused on money management, where participants learned practical skills such as budgeting, tracking expenses, and making informed financial decisions. This aimed to empower them…
Four financial literacy sessions recently held in Bormla by Ġemma, in collaboration with Active Ageing, the Department of Social Security, and the HSBC Malta Foundation, have successfully come to an end. Designed for individuals aged 60 and over, the sessions aimed to enhance financial knowledge and promote greater independence among older adults. Participants were guided…
During this year’s EXPO Village 2025, Ġemma launched an interactive quiz to raise awareness about key financial concepts in a fun and engaging way. Visitors could participate by scanning a barcode at our stand, instantly accessing the quiz on their devices. The questions focused on everyday financial topics that are essential to understand, such as…
A financial awareness session, offered by Ġemma, was held on the 30th of April 2025, at S.T.A.N.D in Qawra. The two-hour session delivered by an expert in the field focused mainly on understanding the difference between needs and wants, helping participants make smarter choices when it comes to everyday spending. In addition to the main…
Learning about money from a young age is one of the most valuable skills a person can develop. Financial capability means understanding how to manage money wisely, how to budget, save, spend, and plan for the future. When young people gain this knowledge early, they are better prepared to make smart decisions throughout their lives.…
Julian Galea Filletti, an 11-year-old student at St Augustine College (Pietà), is already showing signs of a bright future ahead. With hobbies that include tennis, squash, swimming, and art, Julian balances fun and creativity with valuable life lessons. From a young age, Julian learned the importance of saving money, understanding that good money management helps…
ĠEMMA, in collaboration with the Department of Social Security (DSS), HSBC Malta Foundation, and Active Ageing Malta, has been organising engaging and informative sessions specifically for individuals aged 60 and over since 2023. Held in Active Ageing Centres across Malta and Gozo, these sessions aim to equip older adults with practical and relevant financial knowledge…
As part of its ongoing outreach efforts, Mark Bezzina, on behalf of GEMMA was recently featured on the Maltese television programme FLUSEK, where he discussed voluntary occupational pensions and the broader importance of financial literacy. The segment focused on how individuals can take practical steps toward planning for their financial future, understanding the different pension…
In a recent session held at the Parliament of Malta, Mark Bezzina delivered a presentation on behalf of GEMMA, engaging with a group of around 30 employees to discuss the three pension pillars—focusing particularly on Voluntary Occupational Pension Plans and Private Pension Plans (2nd and 3rd Pillars). This session formed part of GEMMA’s ongoing financial…
This session focuses on the key components of micro and macro environments affecting SMEs and their profitability. It begins by establishing that businesses do not operate in isolation but are influenced by various external and internal factors. The session explains the difference between micro and macro environments, with micro factors being within the company’s control…
