Empowering Over 60s with Financial Skills Across Malta

ĠEMMA, in collaboration with the Department of Social Security (DSS), HSBC Malta Foundation, and Active Ageing Malta, has been organising engaging and informative sessions specifically for individuals aged 60 and over since 2023. Held in Active Ageing Centres across Malta and Gozo, these sessions aim to equip older adults with practical and relevant financial knowledge…

GEMMA Discusses Voluntary Occupational Pensions on FLUSEK

As part of its ongoing outreach efforts, Mark Bezzina, on behalf of GEMMA was recently featured on the Maltese television programme FLUSEK, where he discussed voluntary occupational pensions and the broader importance of financial literacy. The segment focused on how individuals can take practical steps toward planning for their financial future, understanding the different pension…

Fourth Business Masterclass Session – Key Components surrounding SME’s and their Impact on Profitability by ĠEMMA

This session focuses on the key components of micro and macro environments affecting SMEs and their profitability. It begins by establishing that businesses do not operate in isolation but are influenced by various external and internal factors. The session explains the difference between micro and macro environments, with micro factors being within the company’s control…