Teenagers

First and foremost, your very first step towards improving your financial capability is a reflection of your present situation. Questions that will help you think  How much effort are you putting in managing your own money?  Are you keeping track of what you are spending in a day, week, or month? Do you…

Self-Employed Start-Up – Part 2

Going self-employed in Malta – As you have seen (click here to read our previous post about self/employed part 1), there are a number of issues to take into account prior you start working for yourself, (also known as freelance) or prior to becoming owner of your own business. Part (1) provided you with valuable…

Level 3 Accredited Programme on Financial Literacy

Financial Literacy Accredited Course at the Malta College for Arts, Science & Technology (MCAST) The Ministry for the Family, Children’s Rights and Social Solidarity in collaboration with the Malta College of Arts, Science and Technology is offering an accredited course in Financial Literacy at MQF Award level 3 to those working with disadvantaged groups. The…

DEFICIENCY CONTRIBUTION BONUS – DCB – 2020

Applicable to those non-pensioners who would have reached state pension age but who do not have enough Social Security Contributions to qualify for a Contributory Pension. Deficiency Contribution Bonus DCB was a budget 2015 measure which came into effect as from 1st January 2015. With effect from January 2020, bonus will not come to a…

Self-Employed Start-Up – Part 1

Going self-employed in Malta – Wondering from where to start? What steps to take? What applications to submit? ĠEMMA has got a guide — Self-Employed Start-Up — divided into two parts to enable you to understand the key steps to start up your own business in Malta Jobs+ You need to register with Jobs+ (formerly…

ĠEMMA and the ALADDIN Panto

ĠEMMA, as part of its 3rd Onfoq bil-Għaqal Campaign, in December 2019 / January 2020 partnered with the Aladdin Panto (held at the Catholic Institute, Floriana) to integrate within the Panto story a scene highlighting the importance of saving and how one can prioritise on spending. Another scene was dedicated to the interaction with children…