ATM Scam

Just like any computer devise, ATM have vulnerabilities. Thus, they are open to being hacked. The majority of ATM frauds involve a level of physically manipulating parts of the machine or introducing devises. Scams can include: Skimming: this normally involves the installation of a card reader device (skimmer) and a keypad overlay or pin hole…

Understanding VORPS

The Voluntary Occupational Retirement Pension Scheme (VORPS)download our presentation now This planning for the future is to be given serious thought since today’s retirees, at sixty-five (65) years old, due to the present life expectancy, still feel energetic enough to be considered as if they are fifty (50) years of age , and thus they…

Senior Citizen Grant

Senior Citizen Grant, also known as SCG The €300 allowance was first introduced in 2012 to those aged 80 and over. In 2013, age was decreased to 78 years. In 2014, the age group was widened again whereby the age was lowered to 75, allowing more elderly persons to benefit from such a grant. It…

Teenagers

First and foremost, your very first step towards improving your financial capability is a reflection of your present situation. Questions that will help you think  How much effort are you putting in managing your own money?  Are you keeping track of what you are spending in a day, week, or month? Do you…

Self-Employed Start-Up – Part 2

Going self-employed in Malta – As you have seen (click here to read our previous post about self/employed part 1), there are a number of issues to take into account prior you start working for yourself, (also known as freelance) or prior to becoming owner of your own business. Part (1) provided you with valuable…