Saving Money You save money because you: Want to buy something in the future. You want a safety net in the event that something goes wrong. You want a quality of life when you retire that is nearer to that you enjoy now that you are working. In planning to save you should ask yourself…
Although you might not be conversant in financial matters, it is never too late to comprehend them. Through this website, money management topics are being made simple by following simple online steps. It focuses on how you can prioritise your expenses to cover the MUST expenses such as electricity or internet bills which are considered…
Track your spending by making use of the budget planner tool which is easily accessible. This tool enables you to list your expenses against your income to achieve your financial goals. It’s never too late to start. Be smart, reflect and act.
The Budget planning presentation highlights some useful tips how to improve one’s financial situation as it covers the following topics:- • Why is managing money important? • What are the skills needed? • How can I cut back on expenses? • How can I increase my income? • How can I save more? Click here…
Start now. Do not wait. Time is critical. Start small, if necessary. Money may be tight, but even small amounts suffice as they accumulate and compound over time. On receipt of your pay cheque or the Direct Debiting of your salary put aside the money you are saving for your retirement nest egg first. Have…
Since you have put your thoughts on paper, budgeted and followed our advice and hints, you are definitely satisfied, tranquil and happy. Great news: you have won too because whether it’s for something specific or for the future, you have saved this Christmas and you have put money aside. However, if you are still in…
Although there is no data available with regard to Malta, research overseas shows that elderly financial abuse is a growing trend. Indeed, other than the victim’s age, elderly financial abuse is a crime which is indiscriminate in choosing who it strikes. Factors such as one’s socio-economic status, gender, educational background and geographic location do not…
As explained in our previous communication, budgeting and spending is sometimes overlooked, especially during the Christmas Season. At the same time, if you have never budgeted your spending, money management is a skill learnt over time and it cannot be mastered from one day to another, though simple steps and simple online research will get…
Keeping a pet incurs costs to care for properly and the financial obligations may not be for everyone. Before you get yourself a pet, ask yourself if you can make a lifelong commitment to taking good care of it. The costs of owning a pet The following are some of the expenses you need to…
Most of us are filled with enthusiasm as Christmas approaches, starting as early as beginning of November, only to be dismayed to find that they would have spent a good proportion of their salary, if not all, for gift giving. This would eventually mean starting the New Year with a tight budget or with a…
