Managing money effectively

Although you might not be conversant in financial matters, it is never too late to comprehend them. Through this website, money management topics are being made simple by following simple online steps. It focuses on how you can prioritise your expenses to cover the MUST expenses such as electricity or internet bills which are considered…

Our Budget Planning presentation

The Budget planning presentation highlights some useful tips how to improve one’s financial situation as it covers the following topics:- • Why is managing money important? • What are the skills needed? • How can I cut back on expenses? • How can I increase my income? • How can I save more? Click here…

In the middle of the Christmas Shopping spree

Since you have put your thoughts on paper, budgeted and followed our advice and hints, you are definitely satisfied, tranquil and happy. Great news: you have won too because whether it’s for something specific or for the future, you have saved this Christmas and you have put money aside. However, if you are still in…

Vulnerabilities as You become Older

Although there is no data available with regard to Malta, research overseas shows that elderly financial abuse is a growing trend. Indeed, other than the victim’s age, elderly financial abuse is a crime which is indiscriminate in choosing who it strikes. Factors such as one’s socio-economic status, gender, educational background and geographic location do not…

Getting a Pet

Keeping a pet incurs costs to care for properly and the financial obligations may not be for everyone. Before you get yourself a pet, ask yourself if you can make a lifelong commitment to taking good care of it. The costs of owning a pet The following are some of the expenses you need to…

Purchasing Your Home

Buying a house is exciting and life-changing. Saving for the deposit that you place when you come to take a loan is important. Remember, the more money you put down upfront, the less you will borrow, and the lower is the amount of interest you will pay on your loan. Targeting Your New Home In…