So – you have managed to save a tidy amount to complement your social security pension income. How do you intend to dip into your pensions? How long will your savings last you? This calculator helps you plan how you will deaccumulate your savings. The My ĠEMMA Savings Withdrawal Calculator is organised in three sections.…
Is your relationship passing from the serious to having made the decision to live together? Have you thought about how you will manage your money and how you will share expenses? It is important that one of the things you discuss before moving in together is money management. You need to understand each other’s approach…
The second ĠEMMA webinar of the year discussed findings of a survey carried out by ĠEMMA earlier this year. The survey can be downloaded by clicking here. We are pleased to attach the recording of Scam and Fraud Webinar. The members of the panel on the webinar were: David Galea: Senior Solutions Architect – Information…
The ĠEMMA Ftit play is an interactive play produced by it ĠEMMA together with the HSBC (Malta) Foundation in consultation with Department of Learning and Assisted Programmes within the Education Division. This play is directed to introduce primary school pupils aged between 6 to 8 years on money management skills – budgeting, setting financial goals…
Financial Capability Fun Books Education Competition: Announcing the Results In August 2020, ĠEMMA within the Ministry of Solidarity and Social Justice, the Family and Children’s Rights and the Department of Learning and Assistance Programmes within the Ministry for Education launched a Financial Capability Fun Books Education Competition. The purpose of the competition was to attract…
The ĠEMMA 5th Household Survey on Money Management can be downloaded by clicking here. The following are some of the key findings: With 79% responses (previously 84%), overall the general public feels that it is in control of their financial situation. 76% tend to plan out monthly expenditures by making budgets. The number of individuals…
ĠEMMA has once again team up with the eSkills Malta Foundation to launch its 3rd ebooks in its Little Black Book of Scams and Frauds. Click here to download this 3rd ebook. As with the previous two versions the ebook discusses a number of scams and frauds that you are to look out for and…
Financial Literacy: A Lifelong Experience Tuesday 23rd March 2021 Teachers’ Training Programme click to view ĠEMMA is on Tuesday 23rd participating together with the JAYE Malta Foundation in a Teachers’ Training Programme on financial literacy directed. The session is titled ‘Financial Literacy: A Life Long Experience’. The Programme is organised by the Malta Bankers Association…
The first GEMMA webinar for 2021 was on the topic of the future adequacy, sustainability and solidarity of Malta’s pension system following the publication of the strategic review mandated by law every five years and following which a public consultation is being held till 31St March 2021. The discussion touched on many aspects of this…
Research overseas is clear: money management is one of the top issues that teenagers grapple with. Among teenagers, budgeting was a concern, and learning how to save and how to budget amongst their biggest priorities. Why is this so? In part because financial capability education is not taught at schools. And, in part this lack…
