OECD survey on financial literacy in Malta

The Retirement and Financial Capability Group carried out a research study based on the OECD survey instrument on financial literacy in Malta. In an event on the 22nd November, we presented these findings, which you can review via the presentations below, which capture the salient points identified in this research. We have also now published…

Money and Mental Health – what research say

In 2016, the Money and Mental Health Policy Institute, UK (http://www.moneyandmentalhealth.org) issued a research paper titled ‘Money on Your Mind’.  The research paper found that money management and mental health are intricately linked.  Mental health problems tend to make it hard for people to manage their finances and that living in financial stress exacerbates mental…

Our Festive Season Calculator

Every day, we make decisions that affect our financial performance. Often we lack the basic financial skills that allow us to understand the financial implications of our decisions. Thus, to alleviate your stress and make sure you do not start the New Year with a tight budget or with a feeling of guilt for having…

Financial Loss Prevention When You Invest

get the ball rolling Investments vary a great deal from one another and the opportunities available to invest in a flourishing economy are numerous. Each broad investment type—from bank products to stocks and bonds—has its own general set of features, risk factors and ways in which they can be used by investors. Risks are two-fold: There…

Obtaining and Managing a Loan

Loans are an effective financial tool that helps you achieve your goals. Nevertheless, loans must be used wisely.  If you are thinking about borrowing money, consider your options carefully. Types of loans There are two type of loans. The first type is a Secured Loan. A secured loan is when you offer a security in…