What is identity theft? – Take Our Quiz

What is identity theft? This is the fraudulent practice of using another person’s personal information, assuming his/ her identity in order to obtain a material advantage to commit fraud or other criminal acts. What can you do to protect yourself? Limit the amount of personal information you provide, especially on social media. The more information…

Save the date – 12th October

HSBC Bank Malta plc is organising a workshop focusing on financial literacy for adults and you are invited if you would like to know more about how you can manage better your finances and save for your future. Light refreshments will be served after the workshop. Kids, too,  between the ages of six and eleven…

Frequently asked questions:

What would my pension be at the age of 61 and what difference does it make if I retire at 64? You can request from the Department of Social Security a forecast of the pension income you may be entitled to at different retirement ages. Click here to contact the Department of Social Security or…

Managing your debt

The consequences of you not paying off some debts before other debts can be serious. If you are struggling to make your repayments on time, you need to look at all your debts and split them as follows: Debt emergencies. Priority debts. Non-priority debts. What distinguishes a debt from a priority debt? Priority debts are…

Find My Benefits

Are you aware of the benefits offered by the Social Security Department? Social Security Benefits are not only for those who are unemployed, sick or have the care and custody of their children. Nor can they be associated solely with retirees and surviving spouses. The Department provides a wide range of benefits under provisions of…

Credit Card – Safeguard Yourself

Vigilance is crucial so take all the precautionary steps : Verify the trustworthiness of the online vendor – Look for “secure transaction” symbols. Compare card transactions with the actual receipts – any suspicious or unknown transactions? When keying in your PIN, cover the keypad so others cannot see. Be sure that you get your card…