The ĠEMMA 5th Household Survey on Money Management can be downloaded by clicking here. The following are some of the key findings: With 79% responses (previously 84%), overall the general public feels that it is in control of their financial situation. 76% tend to plan out monthly expenditures by making budgets. The number of individuals…
ĠEMMA has once again team up with the eSkills Malta Foundation to launch its 3rd ebooks in its Little Black Book of Scams and Frauds. Click here to download this 3rd ebook. As with the previous two versions the ebook discusses a number of scams and frauds that you are to look out for and…
Financial Literacy: A Lifelong Experience Tuesday 23rd March 2021 Teachers’ Training Programme click to view ĠEMMA is on Tuesday 23rd participating together with the JAYE Malta Foundation in a Teachers’ Training Programme on financial literacy directed. The session is titled ‘Financial Literacy: A Life Long Experience’. The Programme is organised by the Malta Bankers Association…
The first GEMMA webinar for 2021 was on the topic of the future adequacy, sustainability and solidarity of Malta’s pension system following the publication of the strategic review mandated by law every five years and following which a public consultation is being held till 31St March 2021. The discussion touched on many aspects of this…
Research overseas is clear: money management is one of the top issues that teenagers grapple with. Among teenagers, budgeting was a concern, and learning how to save and how to budget amongst their biggest priorities. Why is this so? In part because financial capability education is not taught at schools. And, in part this lack…
We all practice money management, most of the time continuously, having to make the best of our financial resources. So acknowledging the skill of money management as important as learning other subjects. At times we fall into the trap of saying that our kids are too young to appreciate the value of money but children…
ĠEMMA within the Ministry for Social Justice and Solidarity, the Family and Children’s Rights Teams up with the Chamber of SMES for the provision of financial capability coaching to self employed persons and small business owners Being self-employed definitely has its advantages – for one, you are your own boss. Yet you are also likely…
We are pleased to announce that ĠEMMA as from this month forms part of the Sagħtar e-magazine. ĠEMMA will definitely be present on Sagħtar till the end of the year. In its monthly slots, ĠEMMA will introduce money management concepts to children. ĠEMMA will do this by discussing a particular concept and then setting an…
ĠEMMA publishes the Research Analysis on the Preparation of an ESF co-financed Campaign on Financial Capability and Widows and Widowers. The Research Analysis report identifies the following key points: The expenses of most participants related to household maintenance and healthcare. Only a very small minority mentioned travelling for leisure. The financial assets and resources for…
ĠEMMA publishes the Research Analysis on the ESF co-financed Campaign on Financial Capability and Tertiary Education Students. The Research Analysis report identifies the following key points: There is a general consensus that life goals and lifestyle played an important role in defining financial capability. There is a unanimous consensus that a monthly income is an…
