Investing: Your Introductory Guide

Investment … to put money to use; financial products are something you buy or put your money into to get a profitable return; such as compound interest products. The simplest way to save is to put a sum of money aside and continue adding to it periodically. However, money saved in this way is not…

Crypto currencies

Increasingly, have you been hearing more and more about crypto-currencies? … which is one form of crypto currencies, has become part of our language.  Yet most of us do not know what crypto currencies are and how they work. This is a link to a short BBC feature which explains in a simple manner what…

Let’s help the vulnerable become financially capable – A level 3 Qualification!

Under the European Social Fund project titled ‘Knowledge, Training, Communications and Support Measures in Support of Vulnerable Groups’ (ESF2.63) the Malta Council for the Arts, Science, and Technology (MCAST) partnered with the Retirement and Financial Capability Group (RFCG), within the Ministry for the Family, Children’s Rights, and Social Solidarity to design and launch a training…

What to Ask a Financial Adviser

towards a financial plan and products that are right for you now and in the future If you decide to see a financial adviser, especially if it is your first encounter, you should plan in advance by pulling together your relevant paperwork, your financial goals and a list of questions to ask. An advisor will…

Spending behaviour survey

Our spending behaviour survey carried out on facebook is complete. Our aim We conducted a research exercise to learn more about the spending behaviour and money management skills of adults residing in Malta. This survey consisted only 8 questions. The questions we asked: Do you often struggle to meet your expenses? Do you normally just…

Fraud Prevention

Better safe than sorry, Become well-informed: General fraud prevention tips Safeguarding your debit / credit card Internet banking fraud protection Buying safely over the Internet The following are general fraud prevention tips that you should follow: Carry only necessary information with you. Leave your unused credits cards at home in a safe and secure location. Limit…

Common Investment Scams

Understanding the importance of saving and planning for retirement alone does not suffice. Such a clear vision shall guide us to analyse all alternatives, make clear decisions and take actions in making the most of our savings / investment for an ultimate financial reward at retirement. Investment helps to promote growth. It’s money put to…