Managing Money in a Second Marriage

Remarrying or living with a new partner or spouse often involves adjusting to a different financial relationship. Accommodating changed money roles and personalities may require breaking old patterns and adopting new ones. There are typical issues that arise with any newly married couple such as when to spend versus save, how much debt is too…

Buy Now Pay Later

Buy now pay later services are offered by retailers and service providers so you can buy a product immediately and delay payment.  You then pay off the product in installments over a longer period of time. Buy now pay later services are often advertised as ‘interest-free’ or ‘0% interest’, but the cost will add up…

Financial Capability rebrands to Ġemma – Know, Plan, Act.

The 2017-2019 Strategy for Retirement and Financial Capability was approved by Government in January 2017 following a 12 month consultation process on the draft strategy. A Retirement and Financial Capability Group within the Office of the Permanent Secretary for the Ministry of the Family, Children’s Rights and Social Solidarity was set up. The Strategy identified…