Check out GEMMA’s brand new Newsletter
The first edition of the Ġemma newsletter is now online. We encourage you to click on the image below to read the latest edition.
The first edition of the Ġemma newsletter is now online. We encourage you to click on the image below to read the latest edition.
Appetizer – Classic Devilled Eggs These devilled eggs are delicious. Top them with different combinations to keep your imagination running and your guests’ taste buds rejoicing. Our devilled eggs recipe gives you a creamy taste that no one can resist…so be warned, once you put them down on the table, they will not be there…
In collaboration with JA Malta, ‘The Interviewer’ Trudy Kerr is bringing a special edition of the SHE Word. This is a mini-series that is going to run over the next 12 weeks with Petra Ellul-Mercer talking about money. A topic that we all need to improve and manage better. These conversations go into different aspects…
Life as always, gets a bit more expensive every day. How do people manage their money? Everyone has their personal relationship with money. Some people have more difficulties than others. Do people manage their money according to their habits? Are they aware of their financial decisions and the impact these have on their lives? How…
Dan huwa t-tieni fuljett tal-Ministeru għall-Politika Soċjali u d-Drittijiet tat-Tfal; FAMILJA AĦJAR. Dan is-suppliment annwali għandu l-għan li joħloq għarfien dwar il-miżuri mħabbra fl-aħħar budget fi tmiem is-sena preċedenti. F’din it-tieni edizzjoni qed ikunu ippreżentati 21 miżura li jolqtu direttament jew indirettament lil familji u/jew individwi Maltin u Għawdxin fis-saffi kollha tas-soċjetà. Nittamaw li ssibu…
Financial capability is made up of several factors. The key elements are: Ability – focused on financial knowledge and skills Connection – our engagement with money and access to financial services and products Mindset – Our values and attitudes towards money These three factors interact to influence a child’s financial behaviour. Research suggests mindset and…
On Monday 17th October, ĠEMMA in collaboration with the Malta Bankers’ Association (MBA), delivered the first session in a series of four to the 60+ audience. These sessions focus on ‘Digitalisation within the Banking Sector’. The main topic of this session was about online banking, and the presentation was delivered by Mr. Scott Lee Holloway…
ĠEMMA Know, Plan, Act within the office of the Permanent Secretary of the Ministry for Social Policy and Children’s Rights and EMCS Academy, within EMCS Ltd, recently delivered a series of training sessions targetting Human Resources Managers, CEOs and Managing Directors introducing the integration of Voluntary Occupational Retirement Pension Schemes (VORPS). The Ministry through ĠEMMA…
It has long been apparent that additional streams of income over and above one’s state retirement pension are needed to maintain one’s quality of life following retirement. Research conducted by ĠEMMA last year showed that 44% of respondents worry about their financial future but only 21% had some type of retirement pension plan. The enabling…
Talk about bills and where money goes. Explain ways to pay including direct debits, monthly bills, etc. Have children help you find the best price by comparing prices in stores. A budget, or money plan, also helps with looking after money. Explain what you spend money on and how you know where money has to…