So – we are now nearly a week away from Christmas. The likelihood is that you have already triggered your Xmas and New Year plans and are now ramping up for the final stretch. This post is a continuation of the one we had last week – more financial tips for you to consider. …
Since the launch of GEMMA in November 2017 GEMMA launched the Onfoq bil-Ghaqal Campaign. 2020’s campaign kicked off on Thursday 10th with a webinar on spending during the festive period. The panel consisted of Mrs Denise Farrugia, Project Leader for Hiliet il-Komunita at the Agency for Community and Therapeutic Services; Ms Abigail Mamo, CEO at…
Yet again, we enter a new festive season. To many, the festive season can be stressful – buying presents for children, relatives, financing the partying, etc. The likelihood is that this festive season will be on the quiet side – COVID-19 has turned out to be a party spoiler. Here are some ĠEMMA financial tips…
If you have multiple debts – more than one credit card, home loan, car loan – have you ever wondered what strategy you are to adopt to pay off your debt. Earlier this quarter ĠEMMA posted a series of articles with regard to debt. These included tips to reduce the cost of your credit card…
This is part V of ĠEMMA’s series on Rules of Thumbs that act act as a useful and reliable steer which engages persons offers a better course of action than not following it is in the withdrawal of savings from your retirement pot. Today’s post explores the Life Expectancy Rule. This Rule sees you each…
The ĠEMMA team has uploaded a new resource tool – the ‘Savings Goal Tracker’. First you need to set your savings goals. What are you saving for? Your savings goals may be for carrying out maintenance on your home or purchasing a new bed for your daughter. You may be saving for a family vacation.…
This is part IV of ĠEMMA’s series on Rules of Thumbs that act act as a useful and reliable steer which engages persons offers a better course of action than not following it is in the withdrawal of savings from your retirement pot. Today’s post explores the Fixed Date Rule. This Rule sees you run…
This is part III of ĠEMMA’s series on Rules of Thumbs that act act as a useful and reliable steer which engages persons offers a better course of action than not following it is in the withdrawal of savings from your retirement pot. Today’s post explores the Inflated 4% Rule. This rule is tested for…
ĠEMMA on 7rd November held a webinar on key matters that one should be aware of with regards to Household Money Management. The panel consisted of Josef Bugeja – Secretary General of the GWU; Abigail Mamo – CEO of the Chamber of SMEs; Frans Camilleri – Economist; and David Spiteri Gingell – Team Leader, ĠEMMA.…
In last Tuesday’s post ĠEMMA referred to the importance of following successful Rules of Thumb that nudge and guide persons to reach financial and money management decisions. One important area where Rules of Thumb act as a useful and reliable steer which engages persons offers a better course of action than not following it is…
