Thinking About Investing in Shares?

The ĠEMMA Risk Profile Quiz COVID-19 is having a negative impact on businesses and economies. For some of you this may be an opportunity – investing in shares whilst they are down: as the adage goes, what goes down, goes up. With the banking sector rendering it hard to get much interest back these days…

Understanding Key Factors that may Impact your Retirement: Inflation (1)

In a recent post, we discussed how life expectancy could impact your retirement planning. There are other key factors to take into account when planning for your retirement. The first is inflation.  Inflation represents the general sustained increase in prices resulting from the demand for goods.  Obviously, the prices of selected goods may increase for…

Understanding VORPS

The Voluntary Occupational Retirement Pension Scheme (VORPS)download our presentation now This planning for the future is to be given serious thought since today’s retirees, at sixty-five (65) years old, due to the present life expectancy, still feel energetic enough to be considered as if they are fifty (50) years of age , and thus they…

Bonds

Seems complex , yet so simple. What is a bond? A bond can be thought of as basically a loan agreement. There are different classes of bonds, with differing bond characteristics. Who can issue bonds? Businesses and governments issue certificates of debt, called bonds. It is a certificate showing that the bondholder has lent a…