How to reduce and handle living costs: an Interview with Petra Ellul Mercer

The cost of day-to-day living can be stressful. Housing, utilities, and essential expenses add up quickly but there are ways and means to handle your living costs better and make your finances more manageable. We approached Petra Ellul Mercer, Financial Capability Executive at GEMMA to explore practical options and tools needed to achieve financial stability.…

ĠEMMA and Malta Bankers’ Association launch 2nd project on digital financial literacy amongst pensioners

PRESS RELEASE February 2023 Following the successful collaboration between ĠEMMA and the Malta Bankers’ Association (MBA) in delivering a financial literacy pilot project for pensioners, that ran last October 2022 at Paola Local Council, further sessions on Digital Financial Literacy for pensioners will commence again as of the 1st of March 2023. The feedback resulting…

PRESS RELEASE: Financial Capability Project: Mental Health 5th Interactive workshop

Since the 10th of October is dedicated to Mental Health, ĠEMMA in collaboration with HSBC Malta Foundation and Mental Health Services decided to deliver the 5th Interactive Workshop to the community mental health service users. This workshop as were the previous 4 which consist of 4 training sessions, is aimed at helping persons living with…

Skolasajf students showcase their creativity in HSBC backed recycling competition – 6th September 2022

ĠEMMA, in collaboration with HSBC, has announced the winners from Skola Sajf Earth Hero on a Budget competition which saw over 2,000 children in 327 teams create Superhero costumes with a budget of just €1.50. The winning group from Żejtun primary school was called Ninja Timmy and its members were Ġiuseppe Duca, Kayne Muscat, Joel…

Some Pension Tips for Women

Women on average will retire with significantly less money than men, according to studies conducted worldwide, and some one-third of women rely on their partner’s pension as their main source of funding in retirement.  This is putting many women in a vulnerable position, especially if they were to separate or divorce – they may find…