Paying Off your debt

The first step is to check how much debt you have, and what sort it is. The high-interest debt costing you the most is the priority, not the no- or low-interest stuff. Loans that don’t charge high interest or fees are okay for now you should consider as a lower priority. It is s the…

Getting your debt under control

The following are ĠEMMA tips directed to help you to get your debt under control. 01. Get a clear understanding of what monies you owe. This is the first step – taking stock.  Put together a clear picture of your debts as well as (a) the minimum monthly repayment obligations.  Include credit cards, loan repayments,…