The ĠEMMA March 2025 Newsletter is now online!
The March edition of the Ġemma newsletter is now online. We encourage you to click on the image below to read the latest edition.
The March edition of the Ġemma newsletter is now online. We encourage you to click on the image below to read the latest edition.
The November edition of the Ġemma newsletter is now online. We encourage you to click on the image below to read the latest edition.
The July edition of the Ġemma newsletter is now online. We encourage you to click on the image below to read the latest edition.
This national research study carried out with Maltese residents aged between 18-79 years, formed part of an international study of adult financial literacy, led by OECD’s International Network on Financial Education (INFE) arm amongst 37 countries in 2023. Malta participated in the 2018 and 2023 OECD/INFE international surveys of adult financial literacy. In this Report,…
The March edition of the Ġemma newsletter is now online. We encourage you to click on the image below to read the latest edition.
Malta through ĠEMMA has participated in the the Organisation for Economic Cooperation and Development OECD/Internation Network for Financial Education (INFE) international research for measuring financial literacy and financial inclusion with research carried out by market research agency, M.FSADNI & Associates. Wednesday 6th March saw the launch of the outcomes of the OECD adult financial literacy…
Ingredients (makes 16 truffles) 395g can Sweetened Condensed Milk 30g Cocoa Powder, plus extra to dust Method Step 1 Place the condensed milk and cocoa in a medium saucepan over low heat. Cook, stirring, for 8 minutes or until mixture is very thick. Transfer mixture to a bowl. Set aside to cool slightly before placing…
This information is only valid till December 2024. An updated article will be published in due course to highlight the changes mentioned in the October 2024 budget. Queries have arisen about the two Budget 2024 measures aimed at bridging the pension gap of pensioners born before 1st January 1962. At this stage it is not…
We’re excited to introduce the Debt Management Section on our website. Our comprehensive Debt Management Section is your destination for practical information on effective debt management. Discover budgeting tips and advice on debt management through these articles that will greatly help your day-to-day debt management. Understanding and managing debt is key to achieving financial well-being.…
This multiple-choice online quiz features seven engaging questions covering essential topics like pensions, budgeting, and saving. Achieve the perfect score and you’ll earn a chance to enter our exciting competition, where you could win €100 worth of One4All Gift Vouchers! To participate, visit this page https://docs.google.com/…/1FAIpQLScbu2T29V6GOZ…/viewform Each participant can participate in the quiz only once…