ONFOQ BIL-GHAQAL 2020 – 5 RECIPES FOR YOU
For the 4th consecutive year, ĠEMMA as part of its Onfoq bil-Għaqal campaign is releasing 5 new recipe videos that are simple to make and at a low budget. Look out for them as they are being uploaded gradually on this post, but also can be seen via our Videos tab, and on our Facebook…
Fast, fast fast – Join us today, for the Think Forward Initiative Summit 2020
Today, Thursday 17th December, the 4th Think Forward Initiative Summit (and the 1st to go virtual) will be offering a full day of planned insights, interest and inspiration planned. You will be (virtually) a part of an important conversation around how research and innovation can help us to achieve a financially healthy society. Featuring keynote…
The Festive Season is Here: Financial Tips you may wish to consider! Part 2
So – we are now nearly a week away from Christmas. The likelihood is that you have already triggered your Xmas and New Year plans and are now ramping up for the final stretch. This post is a continuation of the one we had last week – more financial tips for you to consider. …
GEMMA Onfoq bil-Ghaqal Campaign: 2018 and 2019 Xmas and New Year Spending
Since the launch of GEMMA in November 2017 GEMMA launched the Onfoq bil-Ghaqal Campaign. 2020’s campaign kicked off on Thursday 10th with a webinar on spending during the festive period. The panel consisted of Mrs Denise Farrugia, Project Leader for Hiliet il-Komunita at the Agency for Community and Therapeutic Services; Ms Abigail Mamo, CEO at…
The Festive Season is Here: Financial Tips you may wish to consider!
Yet again, we enter a new festive season. To many, the festive season can be stressful – buying presents for children, relatives, financing the partying, etc. The likelihood is that this festive season will be on the quiet side – COVID-19 has turned out to be a party spoiler. Here are some ĠEMMA financial tips…
Our Latest Calculator: Getting out of Debt
If you have multiple debts – more than one credit card, home loan, car loan – have you ever wondered what strategy you are to adopt to pay off your debt. Earlier this quarter ĠEMMA posted a series of articles with regard to debt. These included tips to reduce the cost of your credit card…
Withdrawing Savings from Pensions Pots – Rules of Thumb Number 4: Life Expectancy Rule – Part V
This is part V of ĠEMMA’s series on Rules of Thumbs that act act as a useful and reliable steer which engages persons offers a better course of action than not following it is in the withdrawal of savings from your retirement pot. Today’s post explores the Life Expectancy Rule. This Rule sees you each…
New Resource: Savings Goal Tracker
The ĠEMMA team has uploaded a new resource tool – the ‘Savings Goal Tracker’. First you need to set your savings goals. What are you saving for? Your savings goals may be for carrying out maintenance on your home or purchasing a new bed for your daughter. You may be saving for a family vacation.…