On Monday 17th October, ĠEMMA in collaboration with the Malta Bankers’ Association (MBA), delivered the first session in a series of four to the 60+ audience. These sessions focus on ‘Digitalisation within the Banking Sector’. The main topic of this session was about online banking, and the presentation was delivered by Mr. Scott Lee Holloway…
ĠEMMA Know, Plan, Act within the office of the Permanent Secretary of the Ministry for Social Policy and Children’s Rights and EMCS Academy, within EMCS Ltd, recently delivered a series of training sessions targetting Human Resources Managers, CEOs and Managing Directors introducing the integration of Voluntary Occupational Retirement Pension Schemes (VORPS). The Ministry through ĠEMMA…
It has long been apparent that additional streams of income over and above one’s state retirement pension are needed to maintain one’s quality of life following retirement. Research conducted by ĠEMMA last year showed that 44% of respondents worry about their financial future but only 21% had some type of retirement pension plan. The enabling…
Talk about bills and where money goes. Explain ways to pay including direct debits, monthly bills, etc. Have children help you find the best price by comparing prices in stores. A budget, or money plan, also helps with looking after money. Explain what you spend money on and how you know where money has to…
building block 1 Teaching your children 3 to 4 years : link building block 2 Teaching your children 5 to 6 years : link Teaching your children 7 to 8 years o If your child is starting to get regular pocket money, talk about how they will keep it safe. Will they keep it in a jar…
Through Saving At the Shops Through Adverts Through Saving o Children can start to understand the idea that you have to save money for things. Learning to wait will help them as they grow o Think of something small to save for as a family. Save together in a penny jar or in the bank…
Through play Around the House Before you go shopping At the Shop or Supermarket Click on each tab below for further reading. Through play Children love playing shop. Make it as real as possible, adding price tags to items to show that things cost money. Start showing your children the difference between coins. Explain that…
The latest launch of ĠEMMA’s Financial Capability Programme has been featured on the UHM website. Click here to read the article >
ĠEMMA invites you to join the launch of the Financial Capability Strategy 2022 – 2025 which will be live-streamed on its Facebook page on Friday, 14th of January, 2022. Following the initial strategy 2017-2021, this strategy will continue building on its past achievement by creating awareness about improving the financial capability of the Maltese citizens…
It’s important to take the time to understand the various aspects and issues of retirement. A deeper understanding of retirement realities and current and future possibilities, taking into account our needs and wants, will enable us to have a better picture and successfully plan the best course of action for a comfortable retirement. Your Life…
