You pay more money over time in credit card interest charges. Focus on paying off debt first and place priority on those debts with highest interest rate. Therefore, jot down your complete financial situation and organise a realistic spending plan that will let you pay off debts. Keep to the plan!
Gemma – Know, Plan, Act.
Your trusted independent financial capability portal.
- Topics
- Debt Management
- Financial Terms & Education
- Planning & Budgeting
- Retirement & Pensions
- Saving for Your Retirement
- Your Social Security Pension
- What is the Social Security contribution scheme?
- The Contributory Retirement Pension
- Widows / Survivors Pensions
- Invalidity Pension
- Retirement Pension? Age Pension? Service Pension? Second Pension? Third Pension? Let us define
- “Self-Employed” as defined in the Social Security Act
- Pension payment dates for 2021
- The Cost of Living Allowance: How it affects your income and your pension rate.
- Finding out what your Pension Income is on Retirement
- Maltese People Working Abroad and Third Country Nationals Working In Malta
- Gaps in your pension contributions
- How you can boost your pension income if you work beyond 61 years
- Grants and Bonuses
- What is the Social Security contribution scheme?
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