Your wedding is one of the happiest days of your life. In addition, weddings in Malta are a major social event, traditionally paid for by the bride’s father. Whoever is paying for the wedding, make sure that you spend on your wedding what you truly can afford. Have a discussion with your partner, and your…
What is instant gratification? Do you struggle with instant gratification? Why do you suffer from instant gratification? What can be done? What is instant gratification? Instant gratification is the desire to experience pleasure or fulfillment now without any delay. It is the opposite of what we have been taught – that of trying hard to…
The right time to move out of home is different for everyone. Some people leave as soon as they are able, others might wait until they’ve saved enough money to buy their own place. Before you move out, create a budget to help you work out your moving costs and your new living expenses. You…
Buy now pay later services are offered by retailers and service providers so you can buy a product immediately and delay payment. You then pay off the product in installments over a longer period of time. Buy now pay later services are often advertised as ‘interest-free’ or ‘0% interest’, but the cost will add up…
You start making relationships the moment you are born. Each relationship differs according to the relation we have with the persons in concern. Adolescence lasts for several years from around 11 years of age up 18 years of age or older. It involves all kinds of changes, to your mind, changes in your emotions and…
In a divorce or separation you will have to divide your finances. The first step in dividing your finances is making sure you know exactly what you own and owe, both as an individual and as a couple. Collect Copies of Important Papers ( (Tab 1) below) Make a List of what You own and…
Separating or divorcing is an enormous transition that can be very stressful. It will bring significant changes to you. In the event that you, unfortunately, have to go through a separation or a divorce you should make sure that you have a separation or divorce agreement. The Agreement …a written agreement that formally sets out…
Entering and being in relationships brings new opportunities to build wealth that you would not be able to do so on our own. When you move in together with your partner or you get married this mean that you may share earnings, costs and money plans. It is important that you plan your finances together…
