ĠEMMA Handbook for Persons on Low Income

ĠEMMA is running a financial capability education campaign that is co-financed under the European Social Fund.  The campaign is directed towards 14 different categories of persons. As part of its, campaign ĠEMMA has launched the following Handbook titled ‘Kief tieħu ħsieb flusek jekk id-dħul tal-famila huwa baxx’ directed towards persons in low employment income. The…

Buy Now Pay Later

Buy now pay later services are offered by retailers and service providers so you can buy a product immediately and delay payment.  You then pay off the product in installments over a longer period of time. Buy now pay later services are often advertised as ‘interest-free’ or ‘0% interest’, but the cost will add up…