A big transition. Having a baby is one of the most exciting experiences, yet it changes your priorities. A baby requires commitment: It involves lots of hard work from the moment the baby is born. It involves financial costs, time, dedication and will impact you in practically every area of your life. In fact, children’s’ needs…
Informative articles of value to parents. Teaching your children – 3 to 4 years5 to 6 years7 to 8 years9 to 11 years
Remarrying or living with a new partner or spouse often involves adjusting to a different financial relationship. Accommodating changed money roles and personalities may require breaking old patterns and adopting new ones. There are typical issues that arise with any newly married couple such as when to spend versus save, how much debt is too…
You start making relationships the moment you are born. Each relationship differs according to the relation we have with the persons in concern. Adolescence lasts for several years from around 11 years of age up 18 years of age or older. It involves all kinds of changes, to your mind, changes in your emotions and…
When you decide to save money, you have taken the first step towards making a budget. In order to save, you must plan and act wisely by deciding what kind of budget will work best for you This could be done by trying to take into consideration past spending. The most difficult part of budgeting…
Separating or divorcing is an enormous transition that can be very stressful. It will bring significant changes to you. In the event that you, unfortunately, have to go through a separation or a divorce you should make sure that you have a separation or divorce agreement. The Agreement …a written agreement that formally sets out…
Since you have put your thoughts on paper, budgeted and followed our advice and hints, you are definitely satisfied, tranquil and happy. Great news: you have won too because whether it’s for something specific or for the future, you have saved this Christmas and you have put money aside. However, if you are still in…
As explained in our previous communication, budgeting and spending is sometimes overlooked, especially during the Christmas Season. At the same time, if you have never budgeted your spending, money management is a skill learnt over time and it cannot be mastered from one day to another, though simple steps and simple online research will get…
Keeping a pet incurs costs to care for properly and the financial obligations may not be for everyone. Before you get yourself a pet, ask yourself if you can make a lifelong commitment to taking good care of it. The costs of owning a pet The following are some of the expenses you need to…
Most of us are filled with enthusiasm as Christmas approaches, starting as early as beginning of November, only to be dismayed to find that they would have spent a good proportion of their salary, if not all, for gift giving. This would eventually mean starting the New Year with a tight budget or with a…
