Maintaining Your Home

Beyond the long list of costs related to buying a home, maintaining a home costs money, too. In this section, you’ll find information about the types of essential expenses you will need to budget for. Mortgage Payments This will be one of your biggest on-going expenses. Speak with your bank about automatically deducting your mortgage…

Managing Money in a Second Marriage

Remarrying or living with a new partner or spouse often involves adjusting to a different financial relationship. Accommodating changed money roles and personalities may require breaking old patterns and adopting new ones. There are typical issues that arise with any newly married couple such as when to spend versus save, how much debt is too…

Buy Now Pay Later

Buy now pay later services are offered by retailers and service providers so you can buy a product immediately and delay payment.  You then pay off the product in installments over a longer period of time. Buy now pay later services are often advertised as ‘interest-free’ or ‘0% interest’, but the cost will add up…

Insurance

The decision to get insurance depends on your circumstances and your stage in life, such as: o Buying a home or renting a home or an apartment. o Starting a business o Buying a new vehicle. Insurance can protect you and your loved ones from financial loss or hardship. Insurance can help cover costs if…