A study in the UK by Slater and Gordon, carried out in 2018, found that money worries top the list of reasons married couples split up. Over a third of those questioned said that financial pressures were the biggest challenge to their marriage, while a fifth said most of their arguments were about money. One…
Continuing from Part 1, these are the next 6 top ways of influencers make money! Website advertising For years it’s been common practice for bloggers to have advertising on their websites to monetise their traffic. So, how do influencers make money with advertising? Depending on the type of ad, a blogger may make money only…
This is one of the videos we produced with the Central Bank of Malta in our budgeting series. Let me introduce the ĠEMMA family. I am Tony, Maria’s husband. I work as a manager in a large business in the services industry. My wife, Maria is 40 years old and works in my father’s family…
This is one of the videos in our budgeting series we produced with the Central Bank of Malta . Let me introduce the ĠEMMA family. I am Tony. I am Maria’s husband. I work as a manager in a large business in the services industry. My wife, Maria is 40 years old and works in…
ĠEMMA, the Government initiative within the Ministry for Social Justice and Solidarity, the Family and Children’s Rights and the popular PRIME TIME programme have teamed together to exhibit in a creative style the educational work that ĠEMMA has been implementing on financial capability. These short televised sessions conducted by the renowned Owen Bonnici will be…
We are living in an increasingly mobile world, with Wi-Fi available almost anywhere, anytime, and more recently always on Internet. It is no surprise that just every bank in Malta now offers mobile banking capabilities. In 2018, ĠEMMA carried out the OECD / INFE national survey on financial literacy in Malta. The Table below shows…
The sooner kids are familiar with coins and notes, the quicker they will appreciate the value of money, and this can be hugely important in later life. Research suggests that a child’s money habits are largely formed by the age of seven. Once kids understand what money is, and have seen how you use it,…
Do you stop and wonder how retirement will look like? Do you sufficiently understand how the state pension works so that you can make informed decisions of the income this will provide you? What quality of life do you wish to lead once retired? Have you started planning for this? Are you considering enrolling in…
The national Strategy for Retirement and Financial Capability recognises that the early inculcation of financial capability core skills (budgeting, planning, saving, value of money, financial resiliency, planning for the future, digital financial literacy, financial abuse, and consumer financial right), in children, is more likely to have long term positive effects than seeking to instill them…
This is another video we produced with the Central Bank of Malta in our budgeting series. Let me introduce the ĠEMMA family. I am Maria. I am Tony’s wife. I work as an all rounder in my father’s family business. Tony is 42 years old, a manager in large business in the services industry. We…
