What would my pension be at the age of 61 and what difference does it make if I retire at 64? You can request from the Department of Social Security a forecast of the pension income you may be entitled to at different retirement ages. Click here to contact the Department of Social Security or…
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Can anything be done to get out of debt? The answer is yes. Here are some clever tactics to help you … List all of your debts, enter the balance that is still pending, enter the annual interest rate, and enter the required monthly payment for each debt. Repayments need to be greater or equal…
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The consequences of you not paying off some debts before other debts can be serious. If you are struggling to make your repayments on time, you need to look at all your debts and split them as follows: Debt emergencies. Priority debts. Non-priority debts. What distinguishes a debt from a priority debt? Priority debts are…
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We have been researching games and we came across this brilliant budget game – https://natwest.mymoneysense.com/students/students-8-12/the-budget-game/ If you are a teenager, you will love this NatWest Budget Game. Get yourself playing and you will surely get better with money management. Download our guidebook for free.
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Are you aware of the benefits offered by the Social Security Department? Social Security Benefits are not only for those who are unemployed, sick or have the care and custody of their children. Nor can they be associated solely with retirees and surviving spouses. The Department provides a wide range of benefits under provisions of…
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Vigilance is crucial so take all the precautionary steps : Verify the trustworthiness of the online vendor – Look for “secure transaction” symbols. Compare card transactions with the actual receipts – any suspicious or unknown transactions? When keying in your PIN, cover the keypad so others cannot see. Be sure that you get your card…
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If you are considering terminating your employment through an early/voluntary redundancy scheme you may wish to consider the following: Option AOption B ** If after the lapse of the six months you are still unemployed, registering under the Part I of the JOBs+ register, you are granted unemployment benefits (UB) and awarded with social security…
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14 August 2019 Kids Getting Budget Savvy! HSBC Malta Foundation and the Retirement and Financial Capability Group (RFCG) within the Ministry for the Family, Children’s Rights and Social Solidarity, through its Ġemma initiative, are collaborating on a financial literacy programme aimed at young children attending a number of Skolasajf centres this summer. Central to this…
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Reducing Your Credit Card Debt Credit cards usually have high interest rates. There are several ways you can reduce the cost of your credit card. First and foremost use debit cards since debit cards draw money directly from your checking account when you make the purchase. Pay More than the Minimum Repayment Paying the minimum…
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