Financial Goals – Infographic
This part of the research looks at how Maltese and Gozitans have set goals and whether they have made plans for their retirement.
In-Work Benefit – Employment related benefit – Year 2019
Targeted towards families having an annual income from a gainful occupation and with children below 23 years of age living within their household. The benefit of this initiative is to encourage the unemployed to join the workforce as well as assists the following categories: single parents in employment who earn more than €6,600 and less…
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Making Ends Meet – Infographic
This part of the research looks at whether Maltese and Gozitans experienced a situation when their income does not quite cover their living costs and the strategies they used to meet such a shortfall.
Moving Out of Your Parent’s Home
The right time to move out of home is different for everyone. Some people leave as soon as they are able, others might wait until they’ve saved enough money to buy their own place. Before you move out, create a budget to help you work out your moving costs and your new living expenses. You…
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Managing Money in a Second Marriage
Remarrying or living with a new partner or spouse often involves adjusting to a different financial relationship. Accommodating changed money roles and personalities may require breaking old patterns and adopting new ones. There are typical issues that arise with any newly married couple such as when to spend versus save, how much debt is too…
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Attitudes and Behaviour Part #2 – Infographic
Actions and behaviour of Maltese and Gozitan persons are what ultimately shape their financial situation and wellbeing, in both the short and longer-term. Some types of behaviour, such as putting off bill payment, failing to plan future expenditures or choosing financial products without shopping around, may impact negatively on an individual’s financial situation and well-being. …
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Buy Now Pay Later
Buy now pay later services are offered by retailers and service providers so you can buy a product immediately and delay payment. You then pay off the product in installments over a longer period of time. Buy now pay later services are often advertised as ‘interest-free’ or ‘0% interest’, but the cost will add up…
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Financial Capability rebrands to Ġemma – Know, Plan, Act.
The 2017-2019 Strategy for Retirement and Financial Capability was approved by Government in January 2017 following a 12 month consultation process on the draft strategy. A Retirement and Financial Capability Group within the Office of the Permanent Secretary for the Ministry of the Family, Children’s Rights and Social Solidarity was set up. The Strategy identified…
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Attitudes and Behaviour Part #1 – Infographic
Actions and behaviour of Maltese and Gozitan persons are what ultimately shape their financial situation and wellbeing, in both the short and longer-term. Some types of behaviour, such as putting off bill payment, failing to plan future expenditures or choosing financial products without shopping around, may impact negatively on an individual’s financial situation and well-being. …
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