ĠEMMA partners with the eSkills Malta Foundation on Digital Skills and Scams and Frauds

ĠEMMA’s mandate is to inculcate retirement and financial capability – focusing primarily on the following financial capability life skill domains:  budgeting, saving, managing debt, preparing for the unexpected, planning for the future, understanding the basic investment framework, and understanding one’s basic consumer rights. One important education matter is that of making sure that people are…

Our Festive Season Calculator

A calculator by the financial and capability group for you to make use of, to plan expenditure during the festive season (December and January). Click here to download it for free. step 1 – Your income for December and January – Your take-home pay after taxes and social security contributions deductions. – It is highly…

Discussing Money Management & Savings Tips

If you get the facts about saving and spending wisely and follow through with an active realistic budget an intelligent plan that prioritises expenditure and eliminates certain wants choosing one thing and forgoing another desirable behaviors informed and effective decisions getting the most from the money you have you should be able to achieve and…