ĠEMMA Launches its ĠEMMA FTIT 2 Interactive Play Educational Video: Introducing Money Management Skills to Students from Level 7 to Sixth Formers Last year ĠEMMA launched the first interactive play education video on financial capability called ‘ĠEMMA Ftit’. The objective of the play was that of exposing the target audience – primary school pupils –…
This is one of the videos that Ben Camille and ĠEMMA produced together. In this video, Ben Camille and Xtina discuss the importance of teaching your kids money management skills from an early age. Ben Camille and Xtina discuss one important way of teaching young children the value of money is by linking pocket money…
This is the second video that Ben Camille and ĠEMMA produced together. Ben Camille and Xtrina discuss their experiences with budgeting: When Ben Camille and Xtrina recognised the importance of budgeting. The importance of budgeting household expenses so that Ben and Xtrina remain on top of things. Why Ben Camille and Xtrina decided to keep track of their expences. Why Ben Camille and…
Is your relationship passing from the serious to having made the decision to live together? Have you thought about how you will manage your money and how you will share expenses? It is important that one of the things you discuss before moving in together is money management. You need to understand each other’s approach…
The ĠEMMA 5th Household Survey on Money Management can be downloaded by clicking here. The following are some of the key findings: With 79% responses (previously 84%), overall the general public feels that it is in control of their financial situation. 76% tend to plan out monthly expenditures by making budgets. The number of individuals…
Research overseas is clear: money management is one of the top issues that teenagers grapple with. Among teenagers, budgeting was a concern, and learning how to save and how to budget amongst their biggest priorities. Why is this so? In part because financial capability education is not taught at schools. And, in part this lack…
We all practice money management, most of the time continuously, having to make the best of our financial resources. So acknowledging the skill of money management as important as learning other subjects. At times we fall into the trap of saying that our kids are too young to appreciate the value of money but children…
We are pleased to announce that ĠEMMA as from this month forms part of the Sagħtar e-magazine. ĠEMMA will definitely be present on Sagħtar till the end of the year. In its monthly slots, ĠEMMA will introduce money management concepts to children. ĠEMMA will do this by discussing a particular concept and then setting an…
Today’s post continues ĠEMMA’s discussion on a rainy day fund. How do you get started to build a rainy day fund? We suggest that you start putting a small amount of money each month – depending on what you earn kick off with something like €25 to €50 a month. We recommend that you set…
If you have followed our ĠEMMA posts as well as webinars on the Pulse Money Management survey you will find that we speak of a rainy day fund. Before proceeding further, there are some who differentiate between an ‘emergency’ fund and a ‘rainy day fund’. The different between the two is that an emergency fund…
