ĠEMMA, as part of its 3rd Onfoq bil-Għaqal Campaign, in December 2019 / January 2020 partnered with the Aladdin Panto (held at the Catholic Institute, Floriana) to integrate within the Panto story a scene highlighting the importance of saving and how one can prioritise on spending. Another scene was dedicated to the interaction with children…
Although the 2007 pension reforms increased the retirement age as follows: Date of BirthRetirement Age1952 to 195562 years of age1956 to 195863 years of age1959 to 196164 years of ageOn and after 196265 years of age you can still retire at the age of 61 years (known as the early-opt-out) if: Born between 1959 and…
What is a contribution? The social security contribution is also referred to as ‘bolla’ in Maltese. ‘Bolla’ refers to the ‘stamp’ that used to be manually affixed to a person’s notebook showing the number of contributions a person paid. A social security contribution is also referred to as SSC or NI, in abbreviated terms. The…
The value of money, like the value of anything else, is whatever it can be exchanged for – in other words – it’s purchasing power. A rise in prices means that the value money has fallen (buying less with what you have); a fall in prices means that the value of money has risen. Employees,…
Financial Literacy Accredited Course at the Malta College for Arts, Science & Technology (MCAST) The Ministry for the Family, Children’s Rights and Social Solidarity in collaboration with the Malta College of Arts, Science and Technology is offering an accredited course in Financial Literacy at MQF Award level 3 to those working with disadvantaged groups. The…
It can be easily described as an electronic payment system that enables customers of the bank to carry out a range of financial transactions through the financial institution’s website. Online banking is also known as internet banking. This service can be used via a personal computer/laptop, tablet, smart phone or smart tv. Online banking allows…
Set aside some money from each pay to cover fixed and variable expenses, including gifts along the year. Use used jars or used envelopes, or set up separate bank accounts for specific expenses. Be prepared for the unexpected! Set up a rainy day fund. Use used jars or used envelopes or a bank account for…
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