Just like any computer devise, ATM have vulnerabilities. Thus, they are open to being hacked. The majority of ATM frauds involve a level of physically manipulating parts of the machine or introducing devises. Scams can include: Skimming: this normally involves the installation of a card reader device (skimmer) and a keypad overlay or pin hole…
Senior Citizen Grant, also known as SCG The €300 allowance was first introduced in 2012 to those aged 80 and over. In 2013, age was decreased to 78 years. In 2014, the age group was widened again whereby the age was lowered to 75, allowing more elderly persons to benefit from such a grant. It…
download, read and shareWhat will your retirement look like? Most people do not start planning for their retirement until they are in their late 40s. There is a reason for that. At the start of your first job or on completion of tertiary studies, between the age of 18 and 23 , the last thing…
First and foremost, your very first step towards improving your financial capability is a reflection of your present situation. Questions that will help you think How much effort are you putting in managing your own money? Are you keeping track of what you are spending in a day, week, or month? Do you…
Find Out How This Might Affect You EU citizens arriving in the UK up to 31st December 2020 will enjoy the same rights and guarantees as those who would have arrived before Brexit. The same applies to UK arriving in the EU. In terms of social security rights, cross-border workers, posted workers, and Workers Employed…
Going self-employed in Malta – As you have seen (click here to read our previous post about self/employed part 1), there are a number of issues to take into account prior you start working for yourself, (also known as freelance) or prior to becoming owner of your own business. Part (1) provided you with valuable…
ĠEMMA Ftit play at Għajnsielem Primary Financial capability is an essential life skill – to have a more financially sustainable future. ĠEMMA FTIT – an interactive play directed towards Year 4 to Year 6 students Interaction is managed by an animateur bee character, a video and the children. This play is organised with the HSBC…
Financial Literacy Accredited Course at the Malta College for Arts, Science & Technology (MCAST) The Ministry for the Family, Children’s Rights and Social Solidarity in collaboration with the Malta College of Arts, Science and Technology is offering an accredited course in Financial Literacy at MQF Award level 3 to those working with disadvantaged groups. The…
Applicable to those non-pensioners who would have reached state pension age but who do not have enough Social Security Contributions to qualify for a Contributory Pension. Deficiency Contribution Bonus DCB was a budget 2015 measure which came into effect as from 1st January 2015. With effect from January 2020, bonus will not come to a…
