MESSAGE FROM THE ĠEMMA TEAM

Spending money wisely this Christmas and the Christmases to come Most of us are filled with enthusiasm as Christmas approaches, starting as early as beginning of November, only to be dismayed to find that many of us would have spent a good proportion of our salary, if not all, for gift giving or partying. This…

Extension of deadline – Four Poster Competitions on Financial Capability: Year 5, Year 6, Year 7, Year 8

The Education Officer for Accounting, Business Studies and Retail within the Directorate for Learning and Assessment Programmes at the Ministry for Education and Employment together with the HSBC Malta Foundation and the Retirement and Financial Capability Unit within the Ministry for the Family, Children’s Rights, and Social Solidarity presents the ĠEMMA-HSBC Foundation Poster CompetitionWho is…

Deficiency Contributory Bonus

Up to year 2019, applicable to those who are aged between 62 and 74 and who do not have enough Social Security Contributions to qualify for a Contributory Pension. Deficiency Contributory Bonus, also known as DCB, was a budget year 2015 measure which came into effect on 1st January 2015. Those who have paid between…

Malta Budget Measures 2020

Parents who terminate their employment to care for suffering from a rare disease or disorder, which affects less than 1 in 2,000 Maltese residents, may be entitled to 208 credited contributions whereby the parent would have had to be born between 1st January 1952 and 31st December 1961, and shall not exceed 416 contributions in…

ĠEMMA FTIT

An Interactive Learning Experience in Financial Capability for Primary School Puplis – Year 4 to Year 6CIRCULAR Financial capability is an essential life-skill and early exposure to basic concepts help young people to have a more financially sustainable future. Year 4 up to Year 6 pupils now have the opportunity to an engaging learning event…

What is identity theft? – Take Our Quiz

What is identity theft? This is the fraudulent practice of using another person’s personal information, assuming his/ her identity in order to obtain a material advantage to commit fraud or other criminal acts. What can you do to protect yourself? Limit the amount of personal information you provide, especially on social media. The more information…

Save the date – 12th October

HSBC Bank Malta plc is organising a workshop focusing on financial literacy for adults and you are invited if you would like to know more about how you can manage better your finances and save for your future. Light refreshments will be served after the workshop. Kids, too,  between the ages of six and eleven…