ĠEMMA is running a financial capability education campaign that is co-financed under the European Social Fund. The campaign is directed towards 14 different categories of persons. As part of its, campaign ĠEMMA has launched the following Handbook titled ‘Kief tieħu ħsieb flusek jekk id-dħul tal-famila huwa baxx’ directed towards persons in low employment income. The…
Before, life expectancy was such that enjoying a long retirement was not possible. In fact in 1960, the life expectancy of a Maltese male person was of 66 years, whilst that of a female was 71 years. Today, in 2020, the life expectancy is 79 years for males and 84 years for females. We are…
The poster sets out the key message of the campaign. We at ĠEMMA encourage you to print any one of these posters and circulate them to people you know – like your butcher, stationery, grocer, etc. This results from the fact that persons who are employed with a family business receive a low wage. At…
In late July, the HSBC Malta Foundation invited the ĠEMMA team to participate in a webinar directed towards HSBC staff to introduce the ĠEMMA Know, Plan, Act government initiative on financial capability as well as to present the Pulse Survey ĠEMMA is currently carrying out on Household Money Management. This is one other initiative that…
ĠEMMA and BOV is holding a Webinar on 26th August 2020 on students in further education and money management and student loans. Do you have children who will be following further education, particularly, overseas? Will this be their first experience in living alone abroad – in managing a budget, renting a place, handling day to…
Ministry for the Family, Children’s Rights and Social Solidarity – ĠEMMA Ministry for Education and Employment – Directorate for Learning and Assessment Programmes Financial Capability Education Fun Books Competition ĠEMMA Know, Plan, Act within the Ministry for the Family, Children’s Rights and Social Solidarity and the Directorate for Learning and Assessment Programmes within the Ministry…
ĠEMMA Know, Plan, Act has today presented 5 gift vouchers of €100 each to 5 winners at the Ministry for the Family, Children’s Rights and Social Solidarity. The Ministry’s permanent Secretary Mr Mark Musu presented the vouchers to the winners. These vouchers are to be redeemed at the Park Towers Supermarket of both Santa Venera…
Early on in your mid-20s you took the decision to start planning for your retirement – by saving in a retirement plan and later after you paid the mortgage and the kids left the nest by saving in a bank account. My decision to plan for retirement was influenced by various campaigns carried out ĠEMMA…
Today we upload the 5th video of our 5 video series of how you can eat healthy food on a budget. The ĠEMMA budget healthy food receipe presented today prepared specifically for ĠEMMA by Chef Neil Darmanin is that of Gnocchi. Every Thursday over the past weeks we uploaded budget healthy food recipes that were…
ĠEMMA in 2019 launched an EU ESF co-financed financial capability directed towards 14 groups which were identified through consultation when the Retirement and Financial Capability Strategy (2017-2019) strategy was being drafted. Post-secondary School Students are identified as a vulnerable group with regard to financial capability. This research was commissioned to assist ĠEMMA in designing a…
