We live in a culture that increasingly makes you feel guilty if you are not spending half your time at work. Yet have you ever stopped to think, whether working too hard actually makes you spend money you could have otherwise saved? Ever been in a situation where you have been at it from literally…
This is one of the videos ĠEMMA produced with the Central Bank of Malta in our budgeting series. Let me introduce the ĠEMMA family. I am Tony. I am Maria’s husband. I work as a manager in a large business in the services industry. My wife, Maria is 40 years old and works in my…
Do you stop and wonder how retirement will look like? Do you sufficiently understand how the state pension works so that you can make informed decisions of the income this will provide you? What quality of life do you wish to lead once retired? Have you started planning for this? Are you considering enrolling in…
The national Strategy for Retirement and Financial Capability recognises that the early inculcation of financial capability core skills (budgeting, planning, saving, value of money, financial resiliency, planning for the future, digital financial literacy, financial abuse, and consumer financial right), in children, is more likely to have long term positive effects than seeking to instill them…
HSBC Malta and ĠEMMA launch fraud awareness booklet HSBC Malta and ĠEMMA launch fraud awareness booklet HSBC Malta and the HSBC Malta Foundation have teamed up with ĠEMMA to publish the fifth issue of the Little Black Book of Scams and Fraud. The booklet is designed to help people identify attempted online scams and teaches…
For many, gardening is a great way to get outdoors and save money by growing some of your own food. Even better, it doesn’t have to cost the earth. So green fingers at the ready, here are some top tips from Faith Archer at Much More With Less for gardening on a budget. Start from seeds…
This is one of the videos we produced with the Central Bank of Malta in our budgeting series. Let me introduce the ĠEMMA family. I am Tony. I am Maria’s husband. I work as a manager in a large business in the services industry. My wife, Maria is 40 years old and works in my father’s family business. We have two kids: Matthias, our son who is 11 years old, and…
Do you know how to protect yourself against scams and fraud? Want to know more? Download our latest Infographic. Identity theft is the deliberate use of your identity in order to take over or open new accounts, buy goods online, carry out online gaming or rent or buy properties or do other criminal things in…
A fraud who posed as a priest collecting money for charity was remanded in custody pending sentencing after pleading guilty to defrauding a 90-year-old man of some €3,000 direct link – click here A fraud who posed as a priest collecting money for charity wept in the dock as he was remanded in custody pending…
This is the eighth video that Ben Camille and ĠEMMA produced together. In this video Ben Camille and Xtrina discuss tips that you should follow vis-a-vis credit card use. Ben Camille and Xtrina bring up matters such as making sure that you only have the number of cards you truly need, that you never use…
