The sooner kids are familiar with coins and notes, the quicker they will appreciate the value of money, and this can be hugely important in later life. Research suggests that a child’s money habits are largely formed by the age of seven. Once kids understand what money is, and have seen how you use it,…
This is one of the videos we produced with the Central Bank of Malta in our budgeting series. Let me introduce the ĠEMMA family. I am Tony. I am Maria’s husband. I work as a manager in a large business in the services industry. My wife, Maria is 40 years old and works in my…
We live in a culture that increasingly makes you feel guilty if you are not spending half your time at work. Yet have you ever stopped to think, whether working too hard actually makes you spend money you could have otherwise saved? Ever been in a situation where you have been at it from literally…
This is one of the videos ĠEMMA produced with the Central Bank of Malta in our budgeting series. Let me introduce the ĠEMMA family. I am Tony. I am Maria’s husband. I work as a manager in a large business in the services industry. My wife, Maria is 40 years old and works in my…
Do you stop and wonder how retirement will look like? Do you sufficiently understand how the state pension works so that you can make informed decisions of the income this will provide you? What quality of life do you wish to lead once retired? Have you started planning for this? Are you considering enrolling in…
The national Strategy for Retirement and Financial Capability recognises that the early inculcation of financial capability core skills (budgeting, planning, saving, value of money, financial resiliency, planning for the future, digital financial literacy, financial abuse, and consumer financial right), in children, is more likely to have long term positive effects than seeking to instill them…
HSBC Malta and ĠEMMA launch fraud awareness booklet HSBC Malta and ĠEMMA launch fraud awareness booklet HSBC Malta and the HSBC Malta Foundation have teamed up with ĠEMMA to publish the fifth issue of the Little Black Book of Scams and Fraud. The booklet is designed to help people identify attempted online scams and teaches…
For many, gardening is a great way to get outdoors and save money by growing some of your own food. Even better, it doesn’t have to cost the earth. So green fingers at the ready, here are some top tips from Faith Archer at Much More With Less for gardening on a budget. Start from seeds…
This is one of the videos we produced with the Central Bank of Malta in our budgeting series. Let me introduce the ĠEMMA family. I am Tony. I am Maria’s husband. I work as a manager in a large business in the services industry. My wife, Maria is 40 years old and works in my father’s family business. We have two kids: Matthias, our son who is 11 years old, and…
