Compilation of Pension whilst in Homes – Hospital

Admission into a home for the elderly The population continued to climb at a record rate. Age population has been increasing and more elderly might require the service of a care home. There are government homes, as well as homes which are privately owned. There are also beds in private homes purchased by the government…

TEENS

Set a monthly budget for your expenses. Find a job to learn the value of earning for a living. Separate savings money from spending money. Learn the difference between a debit card and  a credit card. Prioritise the things you need to buy over the things you want to buy. Learn price consciousness – how…

First National Financial Literacy Quiz Held

14 May 2019 First National Financial Literacy Quiz Held Conceptualised by the Department of Accounting and Business Studies within the Directorate for Learning and Assessment Programmes (DLAP) at the Ministry for Education and Employment (MEDE) and supported by HSBC Malta Foundation as part of its Future Skills programme, the 1st edition of a national financial…

Losing Your Job

Losing your job is stressful and places a strain on your personal finances. Even if you have received compensation from a redundancy payment, losing your job can impact your ability to keep up with your financial obligations. Having a plan in place will make a difference on your financial and emotional well-being. The very first…

Bonds

Seems complex , yet so simple. What is a bond? A bond can be thought of as basically a loan agreement. There are different classes of bonds, with differing bond characteristics. Who can issue bonds? Businesses and governments issue certificates of debt, called bonds. It is a certificate showing that the bondholder has lent a…

Gambler or Saver?

After trying our profile, click here to read our post related to it so that you will acquire knowledge and be in a better position to take informed decisions relating to your financial matters that fit your personal circumstances.

The Effect of Pension Reforms on Retirement in Malta

An interview was conducted by The Malta Independent with David Spiteri Gingell, about Malta’s pension system, which is stronger than ever.  However, more work needs to be done – David Spiteri Gingell. Click here to view the full interview. Click here to read the first part of the interview. What has been the effect of…