Buying a house is exciting and life-changing. Saving for the deposit that you place when you come to take a loan is important. Remember, the more money you put down upfront, the less you will borrow, and the lower is the amount of interest you will pay on your loan. Targeting Your New Home In…
First and foremost, to know more about the difference between self-employed and self-occupied, please click here. Whilst self-occupied employment can bring financial and lifestyle rewards – along with enormous personal satisfaction – without the backup of a regular wage or salary, running your own business calls for careful money management and careful planning for your…
Starting your first job is one of life’s most exciting times. While you are enjoying the freedom of financial independence, it is crucial to develop good money management skills to keep you on a solid financial footing. Tax Rates for Basis Year 2020 The Table below presents the tax rates for basis year 2020. https://cfr.gov.mt/en/rates/Pages/TaxRates/Tax-Rates-2020.aspx…
Apart from the fact that children grow at a rapid pace, children are maturing more rapidly than than ever before. As a parent you may be at a loss regarding how best to get your teenage son or daughter to value money and to budget money you provide them with or money which comes into…
Entering and being in relationships brings new opportunities to build wealth that you would not be able to do so on our own. When you move in together with your partner or you get married this mean that you may share earnings, costs and money plans. It is important that you plan your finances together…
Buying a car is exciting, but it also brings financial obligations. If you are thinking about getting behind the wheel, it is time to carefully review the costs associated with buying a car. First and foremost, you need to choose the right car. Buy a car that matches your driving habits and budget. You may be…
